Insurance Compliance & Screening

Q: Can Facctum support real-time policyholder screening?

Yes. Facctum is designed for real-time screening workflows that allow insurers to assess customer risk at the point of policy issuance without relying solely on batch processing.

Q: Is Facctum suitable for high-volume insurance environments?

Yes. Facctum supports high-throughput screening workloads and is designed to scale alongside peak underwriting and claims volumes.

Q: Can we screen against internal risk lists as well as sanctions lists?

Yes. Facctum supports internal watchlists alongside global sanctions, PEP, and adverse media data through a single governed data layer.

Q: Does Facctum reduce false positives?

Facctum applies probabilistic scoring, configurable filters, and data normalisation to help reduce noise and prioritise higher-risk matches without sacrificing regulatory coverage.

Q: Can Facctum integrate into underwriting and claims systems?

Yes. Facctum follows an API-first architecture, allowing screening and alerting capabilities to be integrated directly into underwriting, policy administration, and claims workflows.

Facctum helps insurers screen customer names and transactions in real time while maintaining audit-ready compliance workflows across underwriting, claims, and payment operations.

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Explore Our Compliance Suite

Smart, scalable tools built to strengthen AML, screening, and monitoring across financial institutions.

Customer Screening

Screen customers and counterparties in real time with accurate risk profiling built for fast, compliant onboarding workflows.

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Watchlist Management

Centralise, govern, and enrich sanctions, PEP, and adverse media lists to improve screening accuracy and reduce false positives.

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Payment Screening

Screen payment parties and transaction data against sanctions, PEPs, and watchlists to identify financial crime risk.

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Transaction Monitoring

Continuously monitor transaction streams to identify suspicious behaviour patterns and flag real risks in real time.

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Alert Adjudication

Standardise and accelerate alert investigations with explainable AI scoring that reduces manual effort and false positives.

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Watchlist Management

Centralise, govern, and enrich sanctions, PEP, and adverse media lists to improve screening accuracy and reduce false positives.

Learn More

Customer Screening

Screen customers and counterparties in real time with accurate risk profiling built for fast, compliant onboarding workflows.

Learn More

Payment Screening

Screen payment parties and transaction data against sanctions, PEPs, and watchlists to identify financial crime risk.

Learn More

Transaction Monitoring

Continuously monitor transaction streams to identify suspicious behaviour patterns and flag real risks in real time.

Learn More

Alert Adjudication

Standardise and accelerate alert investigations with explainable AI scoring that reduces manual effort and false positives.

Learn More

Watchlist Management

Centralise, govern, and enrich sanctions, PEP, and adverse media lists to improve screening accuracy and reduce false positives.

Learn More

Customer Screening

Screen customers and counterparties in real time with accurate risk profiling built for fast, compliant onboarding workflows.

Learn More

Payment Screening

Screen payment parties and transaction data against sanctions, PEPs, and watchlists to identify financial crime risk.

Learn More

Transaction Monitoring

Continuously monitor transaction streams to identify suspicious behaviour patterns and flag real risks in real time.

Learn More

Alert Adjudication

Standardise and accelerate alert investigations with explainable AI scoring that reduces manual effort and false positives.

Learn More

Why Compliance Pressure Is Increasing for Insurance Providers

Insurance providers face growing regulatory scrutiny around sanctions compliance, fraud risk, and financial crime exposure across underwriting, claims, and payout workflows. Legacy screening tools struggle to support real-time policy issuance, high-volume claims processing, and evolving AML requirements.

High-Volume Claims Processing

Large claim volumes increase screening complexity and operational strain for compliance teams.

Cross-Border Payment Risk

International policyholders and beneficiaries introduce multiple sanctions regimes and regulatory requirements.

Real-Time Underwriting Pressure

Policy issuance requires screening decisions to be made instantly without delaying customer workflows.

Regulatory Accountability

International policyholders and beneficiaries introduce multiple sanctions regimes and regulatory requirements.

How Facctum Helps Insurance Providers Strengthen Compliance Controls

Facctum prepares and governs compliance data so insurers can screen customer names and monitor payment flows accurately, reduce false positives, and stay regulator-ready across underwriting and claims environments.

Ingest Customer Name and Policy Data

Facctum ingests customer name records, policy details, and payment events from underwriting, claims, and policy administration systems.

Normalise and Structure Records

Incoming names and policy data are standardised into consistent formats to support accurate screening.

Deduplicate and Resolve Identities

Duplicate customer records and fragmented identities are consolidated to reduce noise and repeat alerts.

Apply Customer Name Screening

Customer names are screened against sanctions, PEP, adverse media, and internal risk lists during policy issuance and lifecycle events.

Apply Payment Screening

Premium payments and claim payouts are screened in real time against sanctions and risk lists at the point of transaction.

Score and Filter Results

Probabilistic scoring and configurable filters are applied to prioritise higher-risk matches and reduce false positives.

Generate Review-Ready Alerts

Structured alerts are created with full data context, helping analysts understand why a policyholder or payment was flagged.

Maintain Audit-Ready Records

All screening decisions, data changes, and adjudication actions are logged to support regulatory review and internal governance.

Why Insurance Providers Choose Facctum

Facctum is designed to support regulated insurance environments by improving screening efficiency, reducing manual review load, and maintaining regulatory readiness at scale.

Fast Screening

Facctum delivers real-time screening results in under 80 milliseconds. Whether you’re processing SWIFT, SEPA Instant, or ISO 20022 transactions, payments stay compliant without slowing down. Explore Payment Screening to see how our technology keeps every transaction moving.

Always On, Always Compliant

With 99.9% uptime, Facctum keeps your AML operations running without interruption, even during peak volumes or system changes. Your compliance team can focus on decisions, not downtime. Learn more in Alert Adjudication about how we keep workflows live and audit-ready.

Sanctions Updates Within Minutes

Our platform refreshes regulatory watchlists in under 5 minutes, so you’re always screening against the latest data. No more lag between updates and checks, only timely, accurate alerts. See how FacctList automates sanctions and list management across global jurisdictions.

Scales With You - 5 Million+ Records

Facctum already handles over 5 million watchlist records for banks and neobanks worldwide. From sanctions, PEPs and internal lists, our platform grows as your compliance needs grow. Discover FacctView for seamless customer and counterparty screening at any scale.

Designed for Insurance Infrastructure

Facctum integrates into insurance compliance workflows to support customer name screening and real-time payment monitoring across underwriting and claims environments.